Property Manager – Northridge

Who are the three major credit bureaus?

By LaToya Irby

While there many credit reporting agencies, or credit bureaus, there are three major credit bureaus in the United States. They are Equifax, Experian, and TransUnion. These bureaus are all publicly-traded, for-profit companies who are not owned by the government. However, the government does have legislation, the Fair Credit Reporting Act, regarding how these and other credit bureaus should operate.

These credit bureaus have relationships with many banks, credit card issuers, and other businesses that you may have an account with. Because of these relationships, your account history will appear on one or all three of your credit reports with these bureaus. You have a right to view your credit report and you can order a free one each year through AnnualCreditReport.com.

From: http://credit.about.com/

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Posted by Stuart Raffeld on January 15, 2016